Traditional banking is slow, expensive, and outdated.ReBank is built for the new era of finance. AI-powered. Stablecoin-native.
Opportunity
New market category is emerging, where pioneers have an opportunity to establish lasting dominance.ReBank is built on stablecoin infrastructure from day one, where AI Agents are to deliver on user intent by interacting with programmable money.Our Unfair advantage:
-Proven regulatory understanding
-Lower CAC with token marketing &reverse solicitation model
-Higher app stickiness with yield & user value arbitrage possibilityMarket Dynamics:
-Traditional financial rails use outdated infrastructure
-“Crypto native” companies have no in-house licenses
-1 to 2 year window to capture the first-movers advantage
Roadmap
MVP Stage:
2-6 months
-Non-custodial wallet linked to -Telegram with trading functionality.
-Build-up of initial following
-V.1 development and license acquisition.V.1 Neobank:
9-12 months
-Hold funds & get yield
-Spend via card
-Initial remittance routes
-Personal AI Assistant
-EMI or Swiss fintech license
-Token incentive programsV.2 Neobank:
12-24 months
-Stablecoin orchestration
-Instant FX
-Lending products
-Multi-currency accounts
-Banking license
-Token launch
Waitlist is LIVE!
Buy crypto with Apple/Google Pay, right on Telegram. ReBank is revolutionizing finance - this is just the first step.First 10k get exclusive bonuses! Plus, invite friends to earn even more rewards.Join the waitlist!
Terms of Service for ReBank (ReFinance Labs LLC)
Last Updated: 2025-02-171. Introduction & Acceptance
By accessing or using ReBank ("Service"), a non-custodial cryptocurrency wallet operated by ReFinance Labs LLC ("Company," "we," "us"), you ("User") agree to comply with and be bound by these Terms of Service ("Terms"). Continued use constitutes acceptance. If you disagree, cease use immediately.2. Definitions
User: Any individual or entity using the Service.Wallet: A non-custodial interface enabling blockchain transactions.Private Keys: Cryptographic codes granting asset control.Blockchain Network: Decentralized ledger independent of the Company.Third-Party Services: External platforms, exchanges, or networks.3. Service Description
ReBank provides no custody, control, or access to User assets. The Service is an interface only. Transactions are irreversible, and Users solely manage Private Keys. We do not guarantee transaction accuracy, market data, or compatibility with third-party services. Users bear full responsibility for verifying blockchain records.4. User Responsibilities
Security: Safeguard Private Keys and backup wallets. Loss = Irreversible asset loss.Compliance: Adhere to all local/international laws, including taxes and anti-illegal activity regulations.Activity: All wallet actions are User-responsible. We assume no liability for errors, fraud, or misuse.Age: Users must meet legal age in their jurisdiction.5. Prohibited Activities
Users must not:Engage in illegal/fraudulent activities.Reverse-engineer, hack, or disrupt Service functionality.Use the Service for money laundering, terrorism financing, or sanctions evasion.Infringe intellectual property or transmit harmful code.Violations may result in termination and legal action.6. Disclaimers
"As Is": No warranties, express or implied. Service provided without guarantees of security, accuracy, or uptime.Risks: Users acknowledge volatility, regulatory changes, blockchain flaws, and third-party risks.No Liability for Losses: We disclaim responsibility for lost assets, unauthorized access, phishing, or system failures.No Financial Advice: The Service does not provide investment, tax, or legal advice.7. Limitation of Liability
Under no circumstances shall ReFinance Labs LLC, its affiliates, or employees be liable for:Direct/indirect damages exceeding fees paid to the Company (if any) or €100, whichever is lower.Loss of profits, data, or goodwill.Third-party actions, network failures, or market risks.8. Indemnification
Users agree to indemnify and hold harmless ReFinance Labs LLC from claims arising from:Breach of these Terms.Illegal use of the Service.Violation of laws or third-party rights.
This includes legal fees and damages.9. Termination
We reserve the right to terminate access for any reason, without notice. Users may cease use anytime. Termination does not absolve pre-existing liabilities.10. Governing Law & Jurisdiction
Governed by Lithuanian law. Disputes resolved exclusively in Lithuanian courts.11. Miscellaneous
Amendments: Terms may be updated at any time. Continued use = acceptance.Severability: If a clause is invalid, the rest remain enforceable.Force Majeure: Not liable for delays due to unforeseeable events (e.g., wars, natural disasters).Entire Agreement: Supersedes prior agreements.12. Contact Information
For questions:
ReFinance Labs LLC
Address: Vokieciu g. 20, Vilnius
Email: [email protected]
Privacy Policy
ReBank (ReFinance Labs LLC)
Effective Date: 2024-02-171. Introduction
ReBank (operated by ReFinance Labs LLC) is committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy outlines how we collect, use, disclose, and protect your data when you use our services, including our Telegram mini app and any related offerings.2. Information We Collect
We may collect the following types of information when you use our services:2.1. Personal Information
Telegram usernameEmail address (if provided)IP addressDevice information (e.g., device model, operating system, browser type)Payment transaction data (non-custodial, limited to blockchain interactions)Any other information you choose to provide2.2. Usage Data
Interactions with our Telegram mini appDate and time of accessFeatures used within the appLogs and analytics data3. How We Use Your Information
We use the collected information for the following purposes:To provide, maintain, and improve our servicesTo verify user identity and prevent fraudTo comply with legal and regulatory requirementsTo communicate updates, security alerts, and promotional content (if opted in)To analyze usage trends and improve user experience4. Data Sharing and Disclosure
We do not sell, rent, or trade your personal information. However, we may share your data under the following circumstances:Legal Compliance: If required by law, regulation, or legal processService Providers: With third-party service providers who assist in running our services (e.g., analytics, security monitoring)Business Transfers: In case of a merger, sale, or acquisition of assets5. Data Security
We implement industry-standard security measures to protect your data from unauthorized access, loss, or misuse. However, no online service is 100% secure, and we cannot guarantee absolute security.6. Data Retention
We retain your data only for as long as necessary to fulfill the purposes outlined in this Privacy Policy or as required by law. Once data is no longer needed, we take steps to delete or anonymize it.7. Your Rights and Choices
You may have the following rights regarding your personal information:Access, correct, or delete your personal dataWithdraw consent for data processing (where applicable)Request data portability (if technically feasible)Object to processing based on legitimate interestsTo exercise these rights, please contact us at [Insert Contact Email].8. Third-Party Links and Services
Our services may include links to third-party websites or integrations with third-party services. We are not responsible for the privacy practices of these external platforms.9. Changes to This Privacy Policy
We may update this Privacy Policy from time to time. Any changes will be communicated through our Telegram mini app or other appropriate channels. Continued use of our services after an update constitutes acceptance of the revised policy.10. Contact Information
If you have any questions about this Privacy Policy or how we handle your data, please contact us at:ReFinance Labs LLC
Email: [email protected]By using our services, you agree to this Privacy Policy and consent to the collection and processing of your data as described above.
Frequently Asked Questions
What tokens do you list?
We list a variety of popular memecoins and other trending tokens that meet our community's interests. Our goal is to provide a diverse selection that reflects current market trends.
How to get the referral rewards?
You can earn referral rewards by sharing your unique referral link with friends. When they join and start trading, you'll be able to claim the rewards directly into your wallet.
What are the fees?
For Buys/Sells as ReBank we do not charge any additional fees. There is a minimal fee per transaction to cover network costs.For Deposits and Withdrawals we use our partner, MoonPay, Inc., which charges a fee on each deposit and withdrawal, which varies depending on your payment method. For the detailed fees breakdown please see their Fee Documentation.
How to deposit?
You can deposit funds easily by using our partner MoonPay Inc., or by transferring USDT directly into your wallet address. Simply navigate to the "Hold" section in the app and follow the instructions.
Is my money safe?
Yes, your funds are secure as we use non-custodial technology, meaning you retain full control over your assets at all times. Your wallet is protected by a password and encrypted for added security.
How to delete my account?
If you wish to delete your account, please text us at [email protected]We will provide you further instructions.
What is slippage?
Slippage refers to the difference between the expected price of a trade and the price at which the trade is executed. In decentralized exchanges (DEXs), slippage can occur due to market volatility and liquidity conditions.
What are DEXs?
DEXs, or decentralized exchanges, are platforms that allow users to trade cryptocurrencies directly with each other without the need for a central intermediary. They operate on blockchain technology, enabling secure and transparent transactions.
What are gas fees?
Gas fees are transaction fees required to successfully process and execute transactions on the blockchain. In our app, gasless swaps mean you won't have to worry about paying these fees for trades in TON - all fees are paid in USDT.
What happens if I forget my password?
Since we are a non-custodial wallet, we do not store your password or have access to your funds. If you forget your password, you will need to restore your wallet using your recovery phrase. Make sure to store it securely!
Can my wallet be hacked?
As a non-custodial wallet, we do not have access to your funds, and security is in your hands. Be sure to keep your password and recovery phrase safe and avoid phishing links.
Do you store my personal data?
We collect some information to provide you best service possible. You can see the Privacy Policy here.
How do I trade tokens?
You can swap tokens directly in the app. Select the token you want to trade, choose the amount, and confirm the transaction. Gas fees are covered in USDT, so you don’t need to hold native chain tokens for swaps.
Why is my swap pending?
Your swap might be pending due to network congestion or low liquidity. Most transactions are processed instantly, but in rare cases, delays can occur.
Do you support limit orders?
At launch, we support instant swaps, but we are working on adding limit orders in future updates.
Why is my token not listed?
We continuously add new tokens based on market demand. If you don’t see a token you want, let us know, and we’ll consider adding it. Text [email protected]
How do I withdraw my funds?
If you want to withdraw crypto - simply go to the withdrawal section, enter the recipient wallet address, choose the amount, and confirm. Your funds will be sent to the provided wallet.If you want to withdraw to bank account, choose the appropriate withdrawal method - service is provided by our partner Moonpay Inc.